Habibi88 Terms & Conditions – Complete Guide to Using the Malaysia Platform

These Terms and Conditions ("Agreement") constitute a legally binding agreement between you ("Member" or "User") and Habibi88 ("Platform", "we", "company"). By registering, logging in, or using any part of the habibi88 platform accessible at habibi88.asia, you automatically agree to be bound by all terms set out in this Agreement.

If you do not agree with any part of these Terms & Conditions, you are not permitted to use the habibi88 platform. Please contact our support team at support@habibi88.asia if you require further clarification before registering.

In these Terms & Conditions, the following terms carry the meanings as defined below:

• "Platform" or "habibi88" — refers to the habibi88.asia website and all services, games, and features available on it, including slots, live baccarat, Sports Betting, badminton, e-sports, and lottery.
• "Member" or "User" — refers to any individual who has registered and holds an active account with habibi88.
• "Account" — refers to a personal user account registered on habibi88 with a full name, phone number, and unique password.
• "Account Funds" — refers to the MYR (RM) balance available in a member's habibi88 account at any given time.
• "Bonus" — refers to any additional credits, free spins, cashback, or other benefits granted by habibi88 to members in accordance with the applicable promotion terms.
• "Sports Betting" — refers to all betting activities involving the outcomes of sporting events such as football (Malaysia Super League, EPL, UEFA Champions League), badminton (BWF World Tour), basketball (NBA), e-sports, and other sports available on habibi88.
• "Wagering Requirement" — refers to the number of times the bonus value must be wagered before any winnings derived from the bonus can be withdrawn.
• "KYC" (Know Your Customer) — an identity verification process conducted by habibi88 to confirm a member's identity, typically involving the submission of official Malaysian identification documents.

To register for and use the habibi88 platform, you must meet all of the following eligibility requirements at all times:

• At least 18 years old at the time of registration and throughout the period of platform use.
• Must be a Malaysian citizen, Malaysian permanent resident (PR), or physically present in Malaysia when using the platform.
• Not being on any self-exclusion list or playing ban imposed by habibi88 or any relevant authority.
• Not acting in the capacity of an agent, representative, or proxy for any third party when placing bets or playing games on habibi88.
• Voluntarily choosing to use the habibi88 platform for personal entertainment purposes only, and not for any professional or commercial purpose.
• Not subject to any legal restriction under applicable Malaysian law that would prohibit the use of online gambling services.

Each individual is only permitted to register and hold one (1) account only on habibi88. Holding multiple accounts is a serious violation of these Terms & Conditions.

During registration, you are required to provide the following information accurately and honestly:

• Full name as stated on your Malaysian identity card (MyKad) or passport.
• An active Malaysian mobile number registered in your name — used for OTP verification and security communications.
• A strong, unique password that is not shared with any other service.
• Accurate date of birth for age verification purposes.

Habibi88 reserves the right to carry out a KYC (Know Your Customer) process on any account at any time. During this process, you may be required to submit a copy of your MyKad, Malaysian bank statement, or other supporting documents to verify your identity and source of funds.

Habibi88 accepts deposits via the following local Malaysian payment methods only:

• Touch 'n Go eWallet — instant deposit, minimum RM20.
• GrabPay — instant deposit, minimum RM20.
• Boost — instant deposit, minimum RM20.
• ShopeePay — instant deposit, minimum RM20.
• DuitNow — deposits processed within 2–5 minutes, minimum RM20.
• FPX (Online Banking) — includes Maybank2u, CIMB Clicks, Public Bank, RHB, Hong Leong Bank, and other major Malaysian banks that support FPX. Processing time: 2–5 minutes.

All deposits are made in Malaysian Ringgit (MYR). habibi88 does not accept deposits in foreign currencies or via international payment methods other than those listed above. Deposit limits may vary depending on the selected payment method and your account level.

Habibi88 does not charge any processing fees for deposits. However, your e-wallet provider or bank may impose their own charges, which are beyond habibi88's control.

Habibi88 members may request a withdrawal of funds at any time, subject to the following conditions:

• The account has completed the KYC process and is active with no restrictions.
• The minimum withdrawal amount is RM50 per transaction.
• Any active bonus with an unfulfilled wagering requirement will restrict the withdrawal of those bonus funds until the requirement is met. Your original deposit funds are not affected.
• Withdrawals must be made via the same method used for the original deposit (the "same source" principle) for security and anti-fraud purposes.
• Withdrawal requests are processed within 10 minutes to 2 working hours, depending on the withdrawal method and amount requested.

Habibi88 reserves the right to request additional verification documents before processing withdrawals of RM5,000 and above, or in any situation deemed to require further review. This is a standard security procedure designed to protect members from fraudulent activity.

Habibi88 offers members a variety of bonuses and promotions from time to time, including welcome bonuses, weekly cashback, reload bonuses, free spins, and a VIP programme. All bonuses are subject to the following terms:

• Every bonus comes with a wagering requirement specific requirements that must be met before winnings derived from a bonus can be withdrawn. The wagering requirement will be clearly stated in the terms of each promotion.
• Each bonus may only be claimed once per member, household, IP address, and payment method, unless otherwise stated in the applicable promotional terms.
• Habibi88 reserves the right to void bonuses and associated winnings if there is evidence of abuse, fraud, or violation of bonus terms.
• Bonuses are non-transferable, cannot be directly converted to cash, and may not be used to meet withdrawal requirements until the applicable wagering requirement has been fulfilled.
• Habibi88 reserves the right to modify, withdraw, or terminate any promotion at any time with reasonable notice.

Any attempt to exploit bonus system vulnerabilities — including but not limited to: opening multiple accounts, using bot software, bonus arbitrage, or deliberately selecting betting strategies to meet wagering requirements at minimal risk — is strictly prohibited at habibi88 and may result in the forfeiture of all winnings and account closure.

Habibi88's Sports Betting section offers markets across more than 30 sports, including football (Malaysia Super League, EPL, La Liga, UEFA Champions League), badminton (BWF World Tour, Thomas & Uber Cup), basketball (NBA), tennis, MMA, e-sports, and more. The general rules for Sports Betting are as follows:

• All bets confirmed by the system are final and cannot be cancelled by the member except in situations specified by habibi88.
• The minimum bet for each market type is RM5. Maximum bet limits vary depending on the sport, league, and market selected.
• Habibi88 reserves the right to decline, block, or limit bets from any member without providing a reason.
• Any bets placed using insider information, match-fixing, or outcomes known prior to the start of a match will be voided and any resulting winnings will not be paid out.
• In the event a match is postponed, cancelled, or not completed within 72 hours of the originally scheduled time, habibi88 reserves the right to void the original bet with no winnings or losses to the member.
• Odds for live (in-play) betting may change at any time based on match conditions. Bets confirmed at a specific set of odds are final, even if the odds subsequently change.

For specific Sports Betting markets such as Asian Handicap, Over/Under, BTTS, parlays, and player props — detailed rules for each market type are available under the "Betting Rules" section within the habibi88 platform after you log in.

All slots, live baccarat, blackjack, roulette, dragon tiger, and other casino games available on habibi88 use independently certified Random Number Generator (RNG) technology. The general rules for casino games are as follows:

• The RTP (Return to Player) displayed for each slots game is a theoretical long-term value verified by the game provider. Results in individual sessions may vary significantly from the advertised RTP figure.
• Technical disruptions such as internet connection failures during an active game will be resolved based on habibi88's server records. Outcomes derived from server records are considered final.
• The use of automated software, bots, or scripts to play any game is strictly prohibited and may result in immediate account closure.
• Progressive jackpot wins will be verified by the system before being credited. The verification process may take up to 72 business hours.
• Any player who discovers a vulnerability or bug in a game must report it to habibi88 support immediately. Exploiting game vulnerabilities for personal gain is a violation of these terms.

The security of your habibi88 account is a shared responsibility between you and our platform. In terms of member responsibilities:

• You are solely responsible for keeping your habibi88 username and password confidential.
• Never share your login credentials with any other person, including family members.
• Notify habibi88 immediately via live chat or email at support@habibi88.asia if you suspect your account has been accessed without your authorisation.
• Use a strong password combining uppercase letters, lowercase letters, numbers, and symbols. Change your password regularly.

Habibi88 will never ask for your password via email, SMS, live chat, or any other channel. If you receive such a request, it is a phishing attempt — do not comply, and report it to us immediately.

Habibi88 protects your personal data in accordance with Malaysia's Personal Data Protection Act 2010 (PDPA). For more information on how we handle your personal data, please refer to our habibi88 Privacy Policy.

The following activities and purposes are strictly prohibited on the habibi88 platform and may result in immediate account closure, fund freezing, and legal action:

• Registering or maintaining more than one habibi88 account (duplicate accounts).
• Using false identification or stealing another person's identity to register an account.
• Acting as an agent or broker for other members — accepting deposits or managing another person's account.
• Using bots, automated software, artificial intelligence, or any other technological tool to gain an unfair advantage in games or betting.
• Exploiting technical vulnerabilities, system bugs, or odds errors for unfair gain.
• Colluding with other members in live casino games to gain an unfair advantage.
• Using the habibi88 platform for money laundering or any other financial criminal activity.
• Attempting to breach the security systems, servers, or databases of habibi88.
• Spreading false or misleading information about habibi88 to the public.

Habibi88 reserves the right to suspend or close the account of any member in the following circumstances:

• Violation of any part of these Terms & Conditions.
• Member fails to complete the KYC process within the stipulated timeframe.
• Suspicious, unusual, or potentially fraudulent activity is detected on the account.
• Requests from relevant Malaysian authorities.
• The member voluntarily requests self-exclusion or account closure.

If your account is closed due to a breach of terms, habibi88 reserves the right to withhold and forfeit all funds in the account, including any pending withdrawals. You agree to waive any claims against habibi88 in relation to funds withheld under such circumstances.

If an account is closed at your own request or for reasons not involving a breach of terms, habibi88 will refund any valid remaining balance in your account once the verification process is complete, typically within 5 to 10 business days.

The habibi88 platform is provided "as is" and we make no guarantee that the platform will always be available without interruption, free from errors, or able to meet all your requirements.

To the extent permitted by applicable Malaysian law, habibi88 shall not be liable for:

• Any losses or missed gains resulting from technical disruptions, server failures, or planned or unplanned system maintenance.
• Financial losses arising from betting or gaming decisions made by the member.
• Damage or losses arising from use of the platform in a manner inconsistent with these terms.
• Acts or omissions by third parties, including game providers, banks, or e-wallet providers.
• Indirect, incidental, or consequential losses arising from use of the habibi88 platform.

Habibi88 takes its responsibility for member wellbeing seriously. We provide the following tools to help members maintain control over their gaming activity:

• Deposit Limits — Set daily, weekly, or monthly deposit limits through your habibi88 account settings. Limits take effect immediately once set.
• Betting Limits — Set a maximum limit on the amount that can be wagered within a specified period.
• Temporary Self-Exclusion — Take a break from the habibi88 platform for 1 week, 1 month, 3 months, 6 months, or 12 months. During this period, you will be unable to log in or make any transactions.
• Permanent Self-Exclusion — Permanently close your account if you feel it is the best decision for your wellbeing.

Habibi88 strictly prohibits the use of the platform by individuals known to have a gambling problem. If you or someone you know needs help with problem gambling, please contact habibi88 support or refer to relevant professional help resources in Malaysia. For a full guide, please visit our Responsible Gaming page us.

Habibi88 reserves the right to amend, update, or replace any part of these Terms & Conditions at any time. Amendments take effect immediately upon publication on habibi88.asia unless a different effective date is explicitly stated.

Habibi88 will endeavour to notify members of significant amendments through:

• A pop-up notice displayed upon logging in to the habibi88 platform.
• Email to the registered address (where applicable).
• Announcements posted in the notifications section of the habibi88 platform.

By continuing to use the habibi88 platform after any amendments to the terms are published, you are considered to have read and agreed to the latest version. It is your responsibility to check this Terms & Conditions page periodically to ensure you are always aware of the current version.

These Terms & Conditions, and any dispute arising from or in connection with use of the habibi88 platform, shall be governed by the applicable laws under the jurisdiction of habibi88's operating licence. Members agree to submit to the designated jurisdiction for the resolution of any disputes.

Habibi88 is committed to resolving disputes in a fair and transparent manner. If you have any complaint regarding your use of the platform, please follow the procedure below:

1. Contact the habibi88 support team via live chat or email at support@habibi88.asia with full details of your complaint.
2. The habibi88 team will investigate and respond within 5 business days.
3. If you are not satisfied with the initial decision, you may request a review, which will be handled by habibi88 management.
4. Any complaint that cannot be resolved internally may be referred to a recognised alternative dispute resolution (ADR) body.

Your continued use of the habibi88 platform constitutes your acceptance of these Terms & Conditions in their entirety, including all amendments made to date and any future updates. This version is the authoritative text for all matters involving Malaysian users.

Habibi88 Key Limits & Conditions Summary